Owner of the Site and its Operation

  1. Maximised Pty Ltd (ABN 63 990 140 307) (“Maximised”) owns and operates this site.

Acceptance of these Terms of Use

  1. Use of and access to this site is subject to the terms and conditions contained in the following document and elsewhere on the site (known collectively as the “Terms of Use”). By browsing or accessing or using the services on this site, you agree to these Terms of Use.
  1. By using and/or visiting the site, you affirm that you are either 18 years of age or older, or an emancipated minor, or possess legal parental or guardian consent. You also affirm that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.


  1. Results gained via the use of any calculators on the site are indicative only, as norms and assessment criteria varies depending on the industry and who is scoring whom. As such, the calculators and results are meant and should be used as a guide only, as they do not take into account your specific circumstances. In accordance with clause 14, to the maximum extent permitted by law, Maximised will not be liable for any actions taken based on these results.


  1. Maximised may revise these Terms of Use at any time, without notice, by an updating of this site. All changes are effective from the date of posting the revised Terms of Use on this site. Any updated version of the Terms of Use will immediately supersede any prior version. We recommend re-visiting this page from time to time to review the latest Terms of Use. Certain provisions of these Terms of Use may be modified by local notices or disclaimers located on particular pages of this site.
  1. Maximised may make changes to and/or remove any material on this site and terminate or modify the site itself at any time without notice.

Intellectual Property

  1. All materials and content on the site, including but not limited to any and all trade marks, service marks, designs, products, software, images, calculators, sound recordings, video recordings, content downloads, streaming audio, streaming video, and other audio visual materials, are the property of, or used under license by, Maximised and are subject to copyright and other intellectual property protection. This site contains commercially sensitive and valuable information which is both confidential and protected by copyright. Brands, logos, images and tag-lines are registered or unregistered trade marks owned or used under license by Maximised.

Your Rights and Obligations

  1. You may access the content on the site solely:
    1. for your information and for the purposes set out on the site and these Terms of Use; and
    2. as intended through the normal functionality of the site.
  1. Permission is granted to you to view content and use the calculators located on the site as a visitor to this site. Any other use of the materials, calculators and information on this site, including reproduction for any purpose, modification, distribution, republication, adaptation, or commercial exploitation, without the prior written permission of Maximised is strictly prohibited.
  1. You agree that you will not use this site for any purpose that is unlawful, or prohibited by these Terms of Use. You agree that you will not use this site to spam, transmit or upload any material that contains viruses or any other harmful programs or that breach any laws including intellectual property or privacy rights, interfere with or disrupt this site or attempt to gain unauthorised access to any restricted sections of the site.
  1. In order to use this site, it is your responsibility to procure access to the Internet, to pay any costs associated with that access and to acquire any hardware and/or software necessary to facilitate the services.

No Liability

  1. You use this site at your own risk. To the maximum extent permitted by law, everything on the site, or obtained by use of or access to the site, is provided “as is” without any warranty of any kind.
  1. Reasonable efforts are taken to ensure that the content on this site is accurate and up-to-date. However Maximised makes no warranties or representations about accuracy, correctness, reliability or completeness of the information provided.
  1. To the full extent permitted by law and except as otherwise provided herein, Maximised excludes all terms, conditions, warranties or representations whether express or implied. To the full extent permitted by law, Maximised excludes all liability howsoever arising (including from negligence) for any loss or damage arising in connection with any goods or services supplied by Maximised, or in connection with this site, site content and these Terms of Use. Nothing in these Terms of Use limits, excludes or modifies the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 or any other implied warranties under the ASIC Act or similar consumer protection laws in Australia, except where Maximised is legally permitted to do so. If it is legally permitted to do so, then Maximised limits its liability to the following: (1) in the case of goods, one or more of the following at Maximised’s discretion: (a) the replacement of the goods or the supply of the equivalent goods; (b) the repair of the goods; (c) the payment of the cost of replacing the goods or of acquiring equivalent goods; or (d) the payment of having the goods repaired; and (2) in the case of services, one or more of the following at Maximised’s discretion: (a) the supplying of the services again; or (b) the payment of the cost of having the services supplied again.
  1. Maximised assumes no responsibility for any technical malfunction, error, omission, interruption, deletion, delay in operation or transmission, communication line failure, virus, bug, tampering, theft or destruction or unauthorised access to the site, or any injury or damage to any person’s computer related to the use of the site, or the uploading of material or downloading of any software/material (where permitted) from the site.
  1. Maximised is not responsible for the content of any site linked to or from this site. Any links provided are for your convenience only and are not an endorsement of the companies or products/services referred to on sites to which this site links and Maximised has no responsibility for the condition, content or operation of any such sites and shall not be liable for any damages or injury arising out of or resulting from access to or use of such sites. If you click on a link to another site, you do so entirely at your own risk.


  1. You indemnify Maximised, its related bodies corporate, directors, employees, agents and representatives, from and against all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred or suffered as a direct or indirect consequence of you accessing and/or using this site.

Governing Law

  1. These Terms of Use shall be governed by and construed in accordance with the laws of Victoria, Australia. You irrevocably and unconditionally agree to submit to the exclusive jurisdiction of the courts of Victoria, Australia.
  1. If any provision of these Terms of Use shall be unlawful, void or for any reasons unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.


  1. Please see our privacy policy on this site for details about how we collect, store, handle and use personal information provided to us.